Life Insurance – The Need Case For Both Single Parents and Stay-at-Home Parents - VA, MD, DC

April 14, 2016      

If you are either a single parent or a stay-at-home parent, you need the unbiased consult to determine and define your life insurance needs in Potomac, MD (and across MD, VA, DC) to protect your family against life’s financial hurdles.

As a single parent

You may be the breadwinner, the caregiver, and everything else in the family. With so much responsibility resting on your shoulders, you need to make certain that you have both the right type(s) and appropriate amounts of life insurance to safeguard you and your children’s future. Life insurance can serve as both an investment option as well as a safety net. It is such an important and lifelong impacting decision that all but dictates the need to plan your family’s life insurance procurement with an independent agent who is solely focused on you vice the wants/needs of the insurance carriers.

A Stay-at-Home Parent

The contributions that stay-at-home parents make is equal (arguably greater) to that of the wage-earner of the family. your family being a stay-at-home parent who does not earn a salary. The importance of child rearing, household maintenance, and general care of the wage-earner is often under-appreciated, and equally important, under-valued. Families must consider the replacement value of stay-at-home parent's contribution because in the untimely interruption of said services, the wage-earner is immediately financially impacted in a significant negative way.

It is the responsibility of both parents to ensure that not only are the children taken care of should accident or tragedy befall you, but it is also imperative that you take care of each other. The life insurance policies that we research and write for our clients throughout VA, MD, DC are designed to take each individual family's case into full consideration and to shop dozens of A1-rated carriers on your behalf.

To find out more about how we work for you and NOT the life insurance industry, contact TriState Business Insurance.

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